This page summarizes state statutes regarding payday lending or deferred presentment, which features single-payment, short-term loans based on personal checks held for future deposit or on electronic access to personal checking accounts. To qualify for a payday loan, you have to be over 18, with a regular income and a full bank account. In most cases you'll also have to pass a credit check - lenders will look at your credit history to decide if they'll lend you the money.That's not to say there aren't lenders out there for you, as thankfully there are providers offering mortgages after payday loan use at competitive rates, and the specialists we work with already know which lenders will accept payday loan use.
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