Have unanswered questions about the Public Service Loan Forgiveness (PSLF) Program? Must have no active Stretch Loans or Stretch & Save Loans and no co-borrowers are permitted. Requires verification of residential address and verification of income, if not a direct deposit to RFCU. Subject to credit approval, a minimum of one-year membership required, must not have caused RFCU a loss, and all accounts have to be in good standing (e.g., not in the negative, including joint accounts and no delinquent loans), and other restrictions apply.The Credit Union offers a Salary Advance Loan (SALO) program that includes an inexpensive, convenient loan along with a Salary Advance Cash Account to assist you in saving for the future. Lending is limited to residents of North Carolina, South Carolina, Georgia, Tennessee and Virginia.
Yes. Most lenders check your credit to confirm your identity and to help with the decision to offer a loan contract. You may have heard of no credit check payday loans , but these tend to be given by disreputable lenders. Even if a lender doesn't check your credit from one of the major credit bureaus, it still might run a check from one of the smaller ones.
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