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Borrow £3,500 over 12 months, repay £311.81 per month, total repayable £3,731.96. Interest rate 12.7% (variable). If you're charged unexpected fees that weren't explained to you when you took out the loan, weren't available on the lender's website or weren't included in the paperwork you received, write to the lender to challenge the charges.
To begin with, we'll explain the way in which payday loans work, the main advantages and disadvantages associated with them, and whether you should consider them or not. Essentially, payday loans are small amounts of money you can use for emergencies. That is to say, if you're temporarily out of money, this option is worth considering.
Though we don't offer instant approval, we'll only need to see your documentation once your application is accepted. The sooner we have all the documentation we need to determine if a loan is suitable, the quicker you will have a result. Depending on who you bank with, the loan funds may be in your account within 20 minutes of approval.
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