No credit checks. As it says above, one of the eligibility criteria of this account requires a bank account in your name with at least 90 days of history." Please check the terms and conditions of this product before lodging your application and reach out to Opploans should you have any account-related concerns.All that being said, I never knew I should have been applying for the PSLF all along. I thought I was supposed to wait until I was at 10 years. Will this mess everything up for the ones that are already under Direct? I'm planning to consolidate all except those so the remainder become Direct. I'm aware the 10 years will begin once I do the consolidation. I've been on forbearance or IBR ($0 monthly payment) for most of this time.
Many borrowers can't break free of this cycle without taking extreme measures. They slash their budgets, borrow from friends and family, pawn their belongings, or take out a different type of loan. These are all steps they could have taken to avoid getting the payday loan in the first place, saving themselves all that interest.
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