Lobbies closed except M-F by appointment at select offices. Payday Loans are not suitable for everybody and there are many alternatives available. Visit the Money Advice Service website for sensible advice and tips on how to avoid using this type of credit. In addition to payday loans, some of the lenders we feature offer more flexible instalment products over 3 to 24 months. However, for real alternatives to payday loans, this includes borrowing money from family and friends, using credit unions, guarantor loans and secured loans.Credit card cash advances: Using your credit card to get a cash advance may be an option if you're making a purchase where credit cards aren't accepted. However, you may have to pay a fee and the cash advance will likely carry a high interest rate, even if your card offers a promotional rate on purchases. Because of the fees and rates, a cash advance may be a more expensive option than other types of loans.
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